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Monday–Friday: 7AM–9PM ET
Saturday: 8AM–8PM ET

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Confluence is a high-impact insurance firm for prominent and responsible individuals, families and family offices on their personal insurance as well as privately-held companies and non-profit organizations in a wide variety of industries regarding commercial insurance needs.
Our unique proprietary model enables us to take a comprehensive and holistic approach to evaluating risk in both a company and a family’s lifecycle – often at the same time. Insurance can be an effective and efficient way to guard against risk but only when it is utilized as a tool in the overall process of managing risk. Unfortunately, most insurance brokers sell it as the ONLY tool to help companies and families insure against losses when there may be other more efficient, effective and economical solutions available.
Confluence is a founding member of ONE, an insurance collaborative of other insurance firms which broadens the access and availability of insurance products for Confluence’s clients, extends our geographic reach and expands our knowledge and expertise through our shared network of insurance professionals.

Please learn more at

Our Office:

1600 Emerson Street, North Capitol Hill
Denver, Colorado 80218

T: +1 303-534-7325
F: +1 303-623-7325


Gary Friedman