PURE Home Spotlight compiles more than 30 data sources to help members understand the risks associated with a home before they buy it. The report includes prior insurance claims, elevation and flood risks, local firefighting capabilities, hailstorm patterns and wildfire zones.

We have allocated over $100 million to members’ Subscriber Savings Accounts (SSAs) since inception. And, members who have been with PURE for 10 years or more, PURE Gold, are eligible for yearly cash distributions from their SSAs.

Our Umbrella coverage pricing structure is based on the unique risk factors of the individuals covered by the policy, resulting in savings of around 45% for members upon renewal.

PURE Member Advocates® help members before, during and after a loss. Our Member Advocate team also helps members implement risk management solutions and, in the event of a loss, guides them through the claims process from start to finish.

We offer flexible options with blanket and scheduled Jewelry coverage to meet members’ needs. And, our Homeowners policy includes unlimited jewelry coverage to help reduce any out of pocket expenses for members in the event of a covered loss.

A coverage solution for high net worth individuals and families with higher risk homes, PURE Programs offers best-in-class claims handling, proactive risk management and broader Excess and Surplus Lines protection for homeowners who may face greater risk.

PURE Art Services by Haven Art Group provides museum-level support and expertise to help members enhance the value of their collection, prevent deterioration and ensure its legacy is fully protected.

PURE Situation Room^TM compiles advice from our Risk Managers on many of the risks that may impact members. When a member is faced with a heightened level of risk, from severe weather events to safety recalls on vehicles, we reach out to alert them of the threat and offer assistance.