Learn about a home’s hidden risk before you buy it

When it comes to buying a new home, there can be many unknowns. Hidden water damage. Unpermitted home improvements. High flood risk. Uncovering issues like these earlier in the process can help you make a more informed buying decision.

That’s where we come in. We developed the PURE Home Spotlight exclusively for PURE members. This easy-to-run report provides data and insights on property-specific risks like flood or fire, information on past insurance claims and building permits, as well as insurability.

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The features of the report

Hazard Data

Based on the typical risks for a geography, data on threats such as wildfire, flood, hail and earthquake is provided with additional perspective on how it is relevant to the property.

Loss History

As part of the pre-underwriting process, this report indicates if property claims have been filed for an MLS-listed location within the past 5 years.

Permit Data

Where allowed, the report contains a summary of the publicly filed permits on the property, highlighting the date and valuation for projects including repairs and improvements.

Insurability Rating

While not guaranteeing insurability, the report begins the underwriting process and indicates the likelihood that PURE would insure this property based on available data.¹

_{1. A final decision on eligibility and a quoted premium is dependent on additional criteria.}

We were amazed with how, in the matter of seconds, the report provided such detailed information. We felt this was like a Carfax for a home.

DAN F.

PURE Member Since 2017

Recognized for innovation by industry experts

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