High Value Homeowners Insurance
As a specialty insurer, PURE offers comprehensive coverage to the most responsible owners of the finest built homes. Our coverage is among the broadest in the industry, and flexible enough to tailor your policy to meet your unique needs.
Private Fleet Auto
PURE provides comprehensive car insurance – including protection for antique cars, luxury motor homes, motorcycles and golf carts – all on one policy and often at significantly lower rates.
Jewelry, Art & Collections
PURE provides high quality coverage for nearly all types of valuables – including jewelry, fine art, collectibles, coins, stamps, silver, and wine. Our comprehensive coverage protects your valuables from most all types of losses, whether you are at home or traveling abroad.
Personal Excess Liability Coverage
PURE's personal excess liability policy protects you from lawsuits filed against you and your family for personal injury and property damage. This policy aims to deliver seamless protection if you have maintained the minimum underwriting requirements and the liability limits of your underlying homeowners, automobile and watercraft policies are exceeded.
PURE’s Watercraft insurance offers coverage that mirrors the quality and comprehensiveness of the rest of PURE’s product suite. This policy may include protection from windstorms in hurricane-prone areas, under certain conditions.
PURE’s team of licensed claims adjusters will work one-on-one with you to deliver a hassle-free claim experience. Our adjusters respond to losses large and small with speed, professionalism and compassion, and are dedicated to keeping you informed of progress and explaining your options clearly.
Risk Management Services
Taking the right steps today can help to prevent problems in the future, and fewer claims for one member ultimately results in lower premiums for our entire membership. That’s why, through our risk management team and Member Advocate, we offer a range of loss prevention services.
Member Advocate Services
Member Advocates provide guidance, recommendations and support as members assess opportunities for risk management in their homes, and consider the most effective use of PURE’s loss prevention coverage.
PURE Flood Solutions
PURE provides a comprehensive and flexible flood offering designed to help members obtain superior flood coverage and claim service that is customized to meet their needs.