Jewelry, Art & Collections Insurance
The standard of protection your valuables deserve
Notable jewelry, art & collections insurance coverage features
Flexible coverage options
Our policy covers your valuables worldwide and allows you to choose between scheduled (itemized) coverage for items with known values, blanket coverage for a wider collection of lower-value items or a combination of both.
Our policy covers your valuables worldwide and allows you to choose between scheduled (itemized) coverage for items with known values, blanket coverage for a wider collection of lower-value items or a combination of both.
Protection against market increases
If an item’s market value has surpassed your coverage amount at the time of a loss, we’ll pay up to 150% of the item’s scheduled value.1 PURE Art Services can help you schedule regular appraisals in order to adjust your limits in response to market fluctuations.
If an item’s market value has surpassed your coverage amount at the time of a loss, we’ll pay up to 150% of the item’s scheduled value.1 PURE Art Services can help you schedule regular appraisals in order to adjust your limits in response to market fluctuations.
Losses to pairs and sets
If part of a set, like a single earring, is lost or damaged, you can choose to repair or replace it or keep the remaining earring and be reimbursed for the difference in value. Or you could choose to surrender the remaining earring to us and receive the pair’s market value.
If part of a set, like a single earring, is lost or damaged, you can choose to repair or replace it or keep the remaining earring and be reimbursed for the difference in value. Or you could choose to surrender the remaining earring to us and receive the pair’s market value.
Flexibility and ease of adding new coverage to your schedule
You can easily add a new piece of jewelry to your schedule online and through our mobile app. And, you can take up to 90 days to schedule newly acquired items and still be covered.1
You can easily add a new piece of jewelry to your schedule online and through our mobile app. And, you can take up to 90 days to schedule newly acquired items and still be covered.1
Vault storage
Storing your valuables in a bank vault better protects them and helps to lower your premiums. We give you the flexibility to remove vault-stored items several times a year; simply let us know ahead of time.
Storing your valuables in a bank vault better protects them and helps to lower your premiums. We give you the flexibility to remove vault-stored items several times a year; simply let us know ahead of time.
1. Up to the coverage limit for the class to which the item belongs.
Pricing that rewards responsibility
We aim to charge the right price for jewelry, art and collections coverage—one that represents the true risk of loss and rewards responsible behavior. Updated appraisals, well-protected home safes and a diversified schedule increase savings even more.
Thoughtful service, proactive support
In-house expertise
From fine art to other collectibles, the PURE Art Services team is a valuable resource to members with collections, whether you are an experienced collector of buying your first piece. In addition to offering expert advice, emergency planning and claims adjusting, this team can assist with inventory and database creation, appraisal management, shipping and conservation coordination, buying and selling and other services.
From fine art to other collectibles, the PURE Art Services team is a valuable resource to members with collections, whether you are an experienced collector of buying your first piece. In addition to offering expert advice, emergency planning and claims adjusting, this team can assist with inventory and database creation, appraisal management, shipping and conservation coordination, buying and selling and other services.
Personalized, compassionate service
Our team can locate home security vendors, recommend a safe for your home and more. We’ve even been known to search tirelessly for replacements for lost or damaged items, whether that meant scouring auction sites or locating a jeweler on a remote island.
Our team can locate home security vendors, recommend a safe for your home and more. We’ve even been known to search tirelessly for replacements for lost or damaged items, whether that meant scouring auction sites or locating a jeweler on a remote island.
Timely settlements
Many collections claims are relatively simple losses, like those involving lost or stolen jewelry. Our streamlined loss adjustment process allows our Claims team to settle claims faster, sometimes on the same day they are reported or shortly after.
Many collections claims are relatively simple losses, like those involving lost or stolen jewelry. Our streamlined loss adjustment process allows our Claims team to settle claims faster, sometimes on the same day they are reported or shortly after.
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