Ensure Coverage with Personal Umbrella Insurance
Protection for your family and lifestyle
Calculate Your Umbrella Insurance Coverage
Maintaining adequate limits of umbrella excess liability coverage is crucial for protecting your family, assets and future earnings from a potential personal liability lawsuit. This tool can help you assess how much umbrella coverage you need based on your unique risk factors and help you estimate your costs.*
For Additional Coverage
Your family can also opt for a more specialized policy depending on your specific needs.**
Specialized umbrella coverage options include:
Not-for-Profit Directors and Officers Liability Coverage
Domestic Employment Practice Liability Coverage
Uninsured Motorists Coverage and Uninsured Personal Liability Coverage
Learn more about PURE’s umbrella excess liability coverage options.
Personal Excess Umbrella Policy Pricing that Better Aligns with Your Risk
PURE’s pricing for umbrella coverage is logical and reflects your individual risk factors, such as the driving experience and number of drivers in your household (as opposed to the number of cars in your driveway, which doesn’t present an accurate picture of your risk). In addition, our pricing doesn’t discourage those needing higher limits from selecting the right amount of coverage.
Instead, the pricing for our umbrella policies more accurately reflects the likelihood of the limit being paid out in a claim. This has resulted in an average annual savings of 65% for members who purchase umbrella limits above $10M.1
1. Based on the filed rate per $M of umbrella coverage by other high net worth carriers.