PLEASE READ THESE TERMS OF SERVICE CAREFULLY BEFORE ACCESSING AND/OR USING THIS SERVICE. YOUR ACCESS TO AND/OR USE OF THIS SERVICE CONFIRMS YOUR UNCONDITIONAL ACCEPTANCE OF THE FOLLOWING TERMS OF SERVICE AND ANY OTHER ADDITIONAL TERMS. IF YOU DO NOT ACCEPT THESE TERMS OF SERVICE, PLEASE DO NOT USE OUR SERVICES.

PURE Insurance is the marketing name used to refer to Privilege Underwriters Reciprocal Exchange (PURE), a Florida domiciled reciprocal insurer. PURE Risk Management, LLC (PRM), a for-profit entity serves as PURE’s attorney-in-fact for a fee. PRM is a subsidiary of Privilege Underwriters, Inc., a member of the Tokio Marine Group of Companies. This material is descriptive only. The precise coverage offered is subject to the terms and conditions of the policies issued. PURE membership requires an executed Subscriber’s Agreement & Power of Attorney. Allocations to Subscriber Savings Accounts are subject to the terms of this agreement and approval by the Florida Office of Insurance Regulation. Trademarks are property of PRM and used with permission. ©2026 PRM. All Rights Reserved. 1 North Lexington Avenue, Suite 1900, White Plains, NY 10601. PURE HNW Insurance Services, CA Lic. 0I78980.

Privacy

You acknowledge that you; (i) have read PURE’s privacy policy and (ii) agree to the use of your information in accordance with PURE’s then current privacy policy (“Privacy Policy”). Except as otherwise provided in these TOS, all capitalized terms defined in the Privacy Policy shall have the meanings ascribed to such terms therein. To the extent there is an inconsistency between these TOS and the Privacy Policy, these TOS shall govern.

Agreement

These terms and conditions of service (“TOS”) are a legal agreement between you (“you”, “your” or “user”) and Privilege Underwriters Reciprocal Exchange, a Florida domiciled reciprocal insurance company, with a place of business at 800 Corporate Dr. Suite 420, Ft Lauderdale, Florida 33334, and its affiliates collectively (“PURE”, “we”, “our” or “us”). Your access to, purchase, acknowledgement, click-through or use of all products, content, offers, pages, programs, attachments, features, software and services, together with any new features that augment or enhance any of the foregoing, which you may have access to as part of, or through your use of, PURE’s then-current network of properties which may be accessed through various mediums or devices now known or hereafter developed (referred to individually and collectively starting with and including the word “products” as the “Service(s)”) is subject to these TOS. You also understand and agree that the Service(s): (i) may also include certain communications from PURE, such as service announcements, administrative messages, merchant, product, and offer updates; (ii) may also include advertisements; and (iii) are provided "AS-IS". You are responsible for obtaining access to the Service(s) and that access may involve third party fees (such as Internet service provider or airtime charges).

Your agreement with PURE will always include, at a minimum, the terms and conditions set out in these TOS. Your agreement with PURE will also include the terms and conditions of any specific terms, agreement(s) or legal notices (collectively, “Additional Terms”) applicable to the Service(s), in addition to these TOS. The Additional Terms are incorporated and made a part of these TOS by this reference. Where Additional Terms apply to a Service, these will be accessible for you to read either within, or through your use of, that Service and may require a manual click through to accept such Additional Terms. Except as otherwise provided in these TOS, all capitalized terms defined in the Additional Terms shall have the meanings ascribed to such terms therein. To the extent there is an inconsistency between these TOS and any Additional Terms, the Additional Terms shall govern.

These TOS, together with the Additional Terms, forms a legally binding agreement between you and PURE in relation to your use of the Service(s). It is important that you take the time to read them carefully.

Acceptance:

In order to use the Service(s), you must first agree to the terms of these TOS. You may not access nor use any of the Services if you do not accept the terms and conditions herein. You understand and agree that by actually using or accessing the Services, you accept the terms and conditions of these TOS (including the referenced Privacy Policy (as such term is defined below) which is incorporated herein and made a part of these TOS by this reference) and are bound thereby and that PURE will treat your access to and/or use of the Services as acceptance of the terms and conditions of these TOS from that time forward. You may not access nor use the Services and may not accept the terms and conditions of these TOS if (a) you are not of legal age to form a binding contract with PURE, or (b) you are a person barred from receiving the Services under the laws of the United States or other countries including the country in which you are resident or from which you use the Services. If you do not agree to abide by these or any future TOS, do not use or access (or continue to use or access) the Services. It is your responsibility to regularly check to determine if there have been changes to these TOS and to review such changes.

You must be at least 13 years of age to access the Service(s).

Coverages & Services

This website is descriptive only. The precise products, services and coverage offered is subject to the terms and conditions of the policies as issued and does not include all the benefits and limitations found in our policies. The insurance policy, not general descriptions in this website, will form the contract between the insured and the insurance company. Coverage may not be available in all jurisdictions.

Your Registration Obligations

You agree to: (a) provide true, accurate, current and complete information about yourself as prompted by the Service's registration form and (b) maintain and promptly update your registration data to keep it true, accurate, current and complete. If you provide any information that is untrue, inaccurate, not current or incomplete, or PURE has reasonable grounds to suspect that such information is untrue, inaccurate, not current or incomplete, PURE has the right to suspend or terminate your account and refuse any and all current or future use of the Service(s) (or any portion thereof). Notwithstanding anything else, PURE reserves the right to remove any account for no reason, at any time, without notice and without liability. You agree that PURE will not be held liable for any information or Content lost. Termination of your PURE account includes (a) removal of access to certain offerings within the Service(s), including but not limited to your PURE Profile, (b) deletion of your password and (c) barring further use of certain of the Service(s).

Member Account; Password Security

If you receive a password and/or account designation upon completing registration for any Service, you are responsible for maintaining the confidentiality of passwords associated with any account you use to access the Services, and are fully responsible for all activities that occur under your password or account. You agree not to use the account, username, account or password of another user or person at any time or to disclose your password to any third party. You further agree to (i) immediately notify PURE of any unauthorized use of your password or account or any other breach of security, and (ii) ensure that you exit from your account at the end of each session. You acknowledge and agree that PURE shall not be liable for any loss or damage arising from your failure to comply with this Section.

Text Message Program

We may offer the ability to participate in a text message program, such as for account updates and marketing offers. By opting in to a text message program and/or responding “Y”/”Yes” to an enrollment text message, you agree to be enrolled in texts and are legally able to enter into this TOS with respect to the provided phone number. You do not need to consent to receive texts as a condition of using our other Services. Message and data rates may apply. Text “STOP” at any time to stop receiving text messages; text “HELP” for help.

Text message frequency may vary based on the Services. We and participating carriers are not liable for delayed or undelivered messages. As always, message and data rates may apply for any messages sent to you from us and to us from you. If you have any questions about your text plan or data plan, it is best to contact your wireless provider. For any questions about our text program, you can reach us via the contact information provided below.

License from PURE

PURE grants you a limited license to access and make personal use of its Services and not to download (other than page caching) or modify them, or any portion(s) thereof, except with express written consent of PURE. This license does not include any resale or commercial use of the Services; any collection and use of any product listings, descriptions, or prices; any derivative use of the Services; any downloading or copying of account information for the benefit of another; or any use of data mining, robots, or similar data gathering and extraction tools. The Services, including any portion(s) thereof, may not be reproduced, duplicated, copied, sold, resold, visited, or otherwise exploited for any commercial purpose without express written consent of PURE. You may not frame or utilize framing techniques to enclose any trademark, logo, or other proprietary information (including images, text, page layout, or form) of PURE and our affiliates without express written consent. You may not use any meta tags or any other "hidden text" utilizing PURE's name or trademarks and any term or phrase or logo that may infringe or have the likelihood of being considered confusingly similar thereto without the express written consent of PURE. Any unauthorized use terminates the permission or license granted by PURE. You are granted a limited, revocable, and nonexclusive license to create a hyperlink to the home page of PURE.com so long as the link does not portray PURE, its advertisers, merchants or partners or any of its/their respective affiliates, or the Services in a false, misleading, derogatory, or otherwise offensive matter. Any permitted links to this Service must comply will all applicable laws, rule and regulations. Unauthorized framing of or linking to PURE properties may be investigated, and we reserve the right to take any appropriate legal action, including without limitation, civil, criminal, and injunctive redress. You may not use any PURE logo or other proprietary graphic or trademark as part of the link without our prior permission. Notwithstanding anything else, PURE reserves the right to remove its license to you to create a hyperlink to the Services for no reason, at any time, without notice and without liability. Unless explicitly stated herein, nothing in these TOS shall be construed as conferring any license to intellectual property rights, whether by estoppel, implication or otherwise. This license is revocable at any time without notice and with or without cause without any liability whatsoever to the PURE Parties. All rights and licenses not explicitly set forth in these TOS are reserved.

Proprietary rights

You understand, acknowledge and agree that: (i) PURE (or PURE’s affiliates and licensors) own all legal right, title and interest in and to the Services, including any intellectual property rights which subsist in the Services (whether those rights happen to be registered or not, and wherever in the world those rights may exist); (ii) the Services may contain information which is designated confidential or proprietary by PURE and that you shall not disclose, use or in any way provide such information without PURE’s prior written consent; (iii) all trademarks, domain names, and other distinctive brand features appearing on the Services are the property of their respective owners and these TOS do not grant the user any rights or interest therein; and (iv) you shall not remove, obscure, or alter any proprietary rights notices (including copyright, trademark or other proprietary notices) which may be affixed to or contained within the Services.

You agree to not use the Service(s) to:

a. upload, post, email, transmit or otherwise make available any Content that is unlawful, harmful, threatening, abusive, harassing, tortious, defamatory, vulgar, obscene, libelous, invasive of another's privacy, hateful, or racially, ethnically or otherwise objectionable;

b. harm minors in any way;

c. impersonate any person or entity, including, but not limited to, a PURE official, forum leader, guide, or falsely state or otherwise misrepresent your affiliation with a person or entity;

d. forge headers or otherwise manipulate identifiers in order to disguise the origin of any Content transmitted through the Service;

e. upload, post, email, transmit or otherwise make available any Content that you do not have a right to make available under any law or under contractual or fiduciary relationships (such as inside information, proprietary and confidential information learned or disclosed as part of employment relationships or under nondisclosure agreements);

f. upload, post, email, transmit or otherwise make available any Content that infringes any patent, trademark, trade secret, copyright or other proprietary rights of any party;

g. upload, post, email, transmit or otherwise make available any unsolicited or unauthorized advertising, promotional materials, "junk mail," "spam," "chain letters," "pyramid schemes," or any other form of solicitation;

h. upload, post, email, transmit or otherwise make available any material that contains software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment;

i. interfere with or disrupt the Service(s) or servers or networks connected to the Service(s), or disobey any requirements, procedures, policies or regulations of networks connected to the Service(s);

j. intentionally or unintentionally violate any applicable local, state, national or international law;

k. provide material support or resources (or to conceal or disguise the nature, location, source, or ownership of material support or resources) to any organization(s) designated by the United States government as a foreign terrorist organization pursuant to section 219 of the Immigration and Nationality Act;

l. "stalk" or otherwise harass another; or

m. collect or store personal data about other users.

You acknowledge that PURE may or may not pre-screen Content, but that PURE and its designees shall have the right (but not the obligation) in its/their sole discretion to pre-screen, refuse, or move any Content that is available via the Service(s). Without limiting the foregoing, PURE and its designees shall have the right to remove any Content that violates the TOS, is otherwise objectionable to PURE in its sole discretion or for no reason, at any time, without notice and without any liability whatsoever . You agree that you must evaluate, and bear all risks associated with, the use of any Content, including any reliance on the accuracy, completeness, or usefulness of such Content. In this regard, you acknowledge that you may not rely on any Content created by PURE or submitted to PURE, including without limitation information in all parts of the Service(s).

You acknowledge, consent and agree that PURE may access, preserve, and disclose your account information and Content if required to do so by law or in a good faith belief that such access preservation or disclosure is reasonably necessary to: (a) comply with legal process; (b) enforce the TOS; (c) respond to claims that any Content violates the rights of third-parties or other claims of abuse; (d) respond to your requests for customer service; or (e) protect the rights, property, or personal safety of PURE, its advertisers, merchants or partners or any of its/their respective affiliates, its users and/or the public.

You understand that the technical processing and transmission of the Service(s), including your Content, may involve (a) transmissions over various networks; and (b) changes to conform and adapt to technical requirements of connecting networks or devices.

You understand that the Service(s) and software embodied within the Service(s) may include filtering and security components that permit digital materials to be monitored and protected, and use of these materials is subject to usage rules set by PURE and/or content providers who provide content to the Service(s). You may not attempt to override or circumvent any of the usage rules embedded into the Service(s). Any unauthorized reproduction, publication, further distribution or public exhibition of the materials provided on the Service, in whole or in part, is strictly prohibited.

Provision of the Services

PURE has relationships with third parties (“Third Party Providers”). Occasionally, these Third Party Providers may provide the Service(s) to you on behalf of PURE. You understand, acknowledge and agree that: (i) Third Party Providers shall be entitled to provide the Service(s) to you; (ii) PURE may change the form and nature of the Service(s) from time to time without prior notice to you; or stop (permanently or temporarily) providing the Service(s) (or any portion(s) thereof) to you at PURE’s sole discretion, without prior notice to you at any time without any liability whatsoever; (iii) you may stop using the Services at any time; (iv) you do not need to specifically inform PURE when you stop using the Services.

The inclusion of any products or services on or through the Services at a particular time does not imply or warrant that these products or services will be available at any time. It is your responsibility to ascertain and obey all applicable local, state, federal and international laws (including minimum age requirements) in regard to the possession, use and sale of any item purchased from the Services. By placing an order, you represent that the products ordered will be used only in a lawful manner.

Accuracy

Products and services included on the Services may be unavailable, may have different attributes than those listed, or may actually carry a different price, Payout(s) and/or terms than that stated on the Services. In addition, we may make changes in information about price, Payouts and/or terms and availability at any time and for any reason with or without notice without any liability whatsoever.

Modification or Termination of TOS

PURE reserves the right to modify and/or terminate these TOS with or without notice, at any time and for any reason with no liability whatsoever. When modifications are made, PURE may make a new copy of these TOS available. You understand and agree that if you access or use the Service(s) after the date on which the TOS has been modified, PURE will treat your use as acceptance of the updated TOS.

Third Party Links

By using the Services, you understand, acknowledge and agree that:

(i) fulfillment of products and services described in the website and/or through the Services may be handled by third parties not under the control of PURE; (a) such third party is solely responsible for all such products and services; (b) PURE is not responsible or liable for any damages, loss, delays, errors, liabilities, inconveniences, etc., that occur as a result of or are related to any dealing or purchase or alleged dealing or purchase between you and such third party(ies); (c) any dealings with such third parties, including payment and delivery of products and services, and any other terms, conditions, warranties or representations associated with such dealings or alleged dealings are solely between you and such third party(ies); and (d) PURE is not responsible or liable for any claims arising out of such dealings or that you may have against such third parties. Notwithstanding, you acknowledge that PURE is not responsible or liable for any action or inaction of any party to a transaction, for any failure to perform, to pay any amounts due, or to deliver any merchandise or services as promised, or for any other aspect of the transaction. ALL USE OF THE SERVICES IS PROVIDED "AS IS" AND AT YOUR OWN RISK.

(ii) Without limiting any of the foregoing, the Services may provide hyperlinks to and/or descriptions of third party owned and operated web sites and/or destination pages which are not under the control of PURE (“Third Party Links”); (a) PURE is not responsible for the availability or content of these Third Party Links; (b) PURE does not endorse these Third Party Links and will not be liable for the products, services, advertisements, offers, contests, sweepstakes, content, resources or materials on or available from these Third Party Links; (c) You shall comply with any terms of use, policies or guidelines depicted on these Third Party Links; (d) PURE will not be responsible or liable, directly or indirectly for any damages or loss caused or alleged to be caused by or in connection with your access to, use of or reliance on any such Third Party Links, or as a result of any reliance placed by you on the completeness, accuracy, existence or fulfillment of any advertising, products, services, offers, contests, sweepstakes, copyright compliance, legality or decency of material or other materials on, or available from, such Third Party Links.

This Section survives termination of these TOS.

Copyright

Copyright © 2017 Privilege Underwriters Reciprocal Exchange. All Rights Reserved. All content included on this site, including all text, graphics, video, logos, and software, is the property of the company and is protected to the full extent of U.S. and international copyright laws. All software, content, and the compilation of the components of this site are the property of the company and are protected by all applicable U.S. and international copyright laws. The site and its content may only be used as permitted by the company on the site; all other uses, including reproduction, modification, distribution, transmission, republication, display or performance of the content on this site is strictly prohibited.

We respect the intellectual property rights of others and we prohibit users from uploading, posting or otherwise transmitting on the Service any materials that violate another party's intellectual property rights. If you believe that any material on the Service infringes upon any copyright which you own or control, you may send a written notification of such infringement to PURE.

If you believe that your work has been copied in a way that constitutes copyright infringement, please provide the company's agent (listed below) the following information, in writing: 1) an electronic or physical signature of the person authorized to act on behalf of the owner of the exclusive right which is allegedly being infringed upon; 2) identification of the copyrighted work that is alleged to have been infringed upon or, if more than one, a representative list; 3) identification of the material which needs to be removed or altered and a sufficiently detailed description of the location of the protected material on the site (e.g., URL); 4) a sufficient means for the company to contact you, such as your address, telephone number, and e-mail address (if available); 5) a statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law and that you have authority to make such a statement; 6) a statement by you, made under penalty of perjury, that the above information in your notice is accurate and that you are the copyright owner or authorized to act on the copyright's owner's behalf.

The company's copyright agent for notice of claims of copyright infringement is:

Kirk Raslowsky, General Counsel
1 North Lexington Avenue, Suite 1900, White Plains, NY 10601
t: 914.992.0012 | e: [email protected]

Disclaimers

The information and suggestions in this website are presented as a guide. No results are guaranteed and no liability is assumed as to the information or safety suggestions presented. No assumption can be made that every acceptable safety procedure is stated. Abnormal, unusual or particular circumstances may require different or additional procedures.

PURE is not responsible or liable in any manner for any Content posted on or in connection with the Services, whether posted or caused by users of the Services, by PURE, by third parties or by any of the equipment or programming associated with or utilized in the Services. PURE is not responsible for the conduct, whether online or offline, of any user of the Services.

Under no circumstances will PURE be responsible for any loss or damage resulting from anyone's use of the Service or any Content posted on or through the Service or transmitted to users, or any interactions between users of the Service, whether online or offline.

This Section survives termination of these TOS.

EXCLUSION OF WARRANTIES

YOUR ACCESS TO AND USE OF THE SERVICES IS AT YOUR OWN RISK. WHEN ACCESSING OR USING THE SERVICES, CONTENT WILL BE TRANSMITTED OVER A MEDIUM THAT MAY BE BEYOND THE CONTROL AND JURISDICTION OF THE PURE PARTIES. ACCORDINGLY, THE PURE PARTIES ASSUME NO LIABILITY FOR OR RELATING TO THE DELAY, FAILURE, INTERRUPTION, OR CORRUPTION OF ANY CONTENT TRANSMITTED IN CONNECTION WITH YOUR ACCESS TO OR USE OF THE SERVICES. THE SERVICES ARE PROVIDED ON AN "AS IS" BASIS. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM THE PURE PARTIES OR THROUGH OR FROM THE SERVICES SHALL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THESE TOS.

PURE, ITS LICENSORS, THIRD PARTY SERVICE PROVIDERS, MERCHANTS, ADVERTISERS, RETAILERS, PARTNERS, SUPPLIERS AND EACH OF ITS/THEIR RESPECTIVE AFFILIATES, MEMBERS, DIRECTORS, OFFICERS, EMPLOYEES, AGENTS AND REPRESENTATIVES (INDIVIDUALLY AND COLLECTIVELY STARTING WITH AND INCLUDING THE TERM “PURE” ABOVE, “PURE PARTIES”), TO THE FULLEST EXTENT PERMITTED BY LAW, DISCLAIM ALL WARRANTIES, EITHER EXPRESS OR IMPLIED, STATUTORY OR OTHERWISE, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT OF THIRD PARTIES' RIGHTS, AND FITNESS FOR PARTICULAR PURPOSE. WITHOUT LIMITING THE FOREGOING, THE PURE PARTIES MAKE NO REPRESENTATIONS OR WARRANTIES ABOUT THE FOLLOWING: (I) THE ACCURACY, RELIABILITY, COMPLETENESS, CURRENTNESS, OR TIMELINESS OF THE SERVICES, LINKS, THIRD PARTY LINKS, PRODUCTS, SERVICES, CONTENT OR COMMUNICATIONS PROVIDED ON OR THROUGH THE SERVICES (AND THE PURE PARTIES MAKE NO COMMITMENT NOR ASSUME ANY DUTY TO UPDATE SUCH SERVICES OR ANY SUCH LINKS, PRODUCTS, SERVICES, CONTENT OR COMMUNICATIONS); (II) YOUR ACCESS TO OR USE OF THE SERVICES WILL MEET YOUR REQUIREMENTS; AND (IV) ANY CONTENT OBTAINED BY YOU AS A RESULT OF YOUR ACCESS TO OR USE OF THE SERVICES WILL BE ACCURATE OR RELIABLE.

THIS SECTION SURVIVES TERMINATION OF THESE TOS.

LIMITATION OF LIABILITY

IN NO EVENT SHALL THE PURE PARTIES BE LIABLE TO YOU FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL CONSEQUENTIAL OR EXEMPLARY OR PUNATIVE DAMAGES WHICH MAY BE INCURRED BY YOU, HOWEVER CAUSED AND UNDER ANY THEORY OF LIABILITY FOR USE OF THE WEBSITE OR THE SERVICES. THIS SHALL INCLUDE, BUT NOT BE LIMITED TO: (A) ANY LOSS OF PROFIT (WHETHER INCURRED DIRECTLY OR INDIRECTLY), ANY LOSS OF GOODWILL OR BUSINESS REPUTATION, ANY LOSS OF DATA, INFORMATION OR CONTENT SUFFERED, COST OF PROCUREMENT OF SUBSTITUTE PRODUCTS OR SERVICES, OR OTHER INTANGIBLE LOSS; (B) ANY LOSS OR DAMAGE WHICH MAY BE INCURRED BY YOU, INCLUDING BUT NOT LIMITED TO LOSS OR DAMAGE AS A RESULT OF: (I) THE USE OF OR INABILITY TO USE THE SERVICES; (II) PERSONAL INJURY, INCLUDING DEATH OR SICKNESS CAUSED BY YOUR ACCESS TO, USE OR MISUSE OF THE SERVICES; (III) ANY RELIANCE PLACED BY YOU ON THE COMPLETENESS, ACCURACY OR EXISTENCE OF ANY LINK, THIRD PARTY LINK, ADVERTISING, SPONSORSHIP, OFFER OR AS A RESULT OF ANY RELATIONSHIP OR TRANSACTION BETWEEN YOU AND ANY ADVERTISER, MANUFACTURER, RETAILER, MERCHANT, PARTNER, LICENSOR, DISTRIBUTOR, FULFILLMENT CENTER, SUPPLIER, SPONSOR OR ANY OTHER THIRD PARTY WHOSE SERVICE, PRODUCT, ADVERTISING OR SPONSORSHIP APPEARS ON OR THROUGH THE SERVICES; (IV) ANY CHANGES WHICH PURE MAY MAKE TO THE SERVICES, OR FOR ANY PERMANENT OR TEMPORARY CESSATION IN THE PROVISION OF THE SERVICES (OR ANY FEATURES WITHIN THE SERVICES); (V) THE DELETION OF, CORRUPTION OF, OR FAILURE TO STORE, ANY CONTENT, DATA, INFORMATION AND/OR OTHER COMMUNICATIONS DATA MAINTAINED OR TRANSMITTED BY OR THROUGH YOUR USE OF THE SERVICES; (VI) YOUR FAILURE TO PROVIDE PURE WITH ACCURATE INFORMATION, OR (VII) YOUR FAILURE TO KEEP YOUR PASSWORD OR ACCOUNT DETAILS SECURE AND CONFIDENTIAL.

THE LIMITATIONS ON THE PURE PARTIES’ LIABILITY TO YOU SHALL APPLY WHETHER BASED ON WARRANTY, CONTRACT, TORT, OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT THE PURE PARTIES ARE ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. ANY CLAIMS ARISING IN CONNECTION WITH YOUR ACCESS TO OR USE OF THE SERVICES MUST BE BROUGHT WITHIN ONE (1) YEAR OF THE DATE OF THE EVENT GIVING RISE TO SUCH ACTION OCCURRED. YOUR REMEDIES UNDER THESE TOS ARE EXCLUSIVE AND ARE LIMITED TO THOSE EXPRESSLY PROVIDED FOR IN THESE TOS.

NOTHING IN THESE TOS, SHALL EXCLUDE OR LIMIT PURE’S WARRANTY OR LIABILITY FOR LOSSES WHICH MAY NOT BE LAWFULLY EXCLUDED OR LIMITED BY APPLICABLE LAW. THIS SECTION SURVIVES TERMINATION OF THESE TOS.

Indemnity

By using this Service, you agree to promptly indemnify and hold the PURE Parties harmless from any claim, action, proceeding, investigation, demand, damage, liability, loss, expense, including litigation costs and attorneys’ fees, of every kind and nature as incurred, made by any third party due to or arising out of your access to or use of the Services, your connection to the Services, communications or Content you submit post or share, your conduct in connection with the Services or with other users of the Services, or your violation of these TOS, or of any law or the rights of any third party. This indemnity survives termination of these TOS.

Assignment

PURE reserves the right to transfer, assign, sublicense or pledge this or any part of these TOS, the Services or its rights and associated goodwill attached thereto and obligations under these TOS, as necessary, without notice and without your consent. These TOS, the Services and any remaining portions, shall inure to the benefit of PURE and its successors and assigns. You may not assign any portion of these TOS.

Notice

PURE may provide you with notices, including those regarding changes to these TOS, by email, regular mail, or postings on the Services.

Waiver

If PURE does not exercise or enforce any legal right or remedy which is contained in these TOS (or which PURE has the benefit of under any applicable law), this will not be taken to be a formal waiver of PURE’s rights and that those rights or remedies will still be available to PURE.

Severable

If any part of these TOS is held by a court of competent jurisdiction to be invalid or unenforceable, that part will be enforced to the maximum extent permitted by law, and the remainder of these TOS will remain fully in force.

Choice of Law and Location for Resolving Disputes

Notwithstanding anything else, these TOS and your relationship with PURE hereunder, shall be governed by the laws of the State of New York without regard to its conflict of laws provisions. You and PURE agree to submit to the exclusive jurisdiction of the courts located within the State of New York to resolve any legal matter arising from these TOS. Notwithstanding this, you agree that the PURE Parties shall still be allowed to apply for injunctive remedies (or an equivalent type of urgent legal relief) in any jurisdiction. You understand, acknowledge and agree that a printed version of these TOS will be admissible in judicial and administrative proceedings based upon or relating to these TOS to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form.

Survival

The terms and conditions providing for any activity following the termination or expiration of these TOS, any warranties, disclaimers, remedies and any indemnification obligations, and any other provision which, by its terms is intended to survive the termination of these TOS, shall survive the termination or expiration of these TOS.

Entire Agreement

These TOS contain, and are intended as, a complete statement of the arrangements between you and PURE with respect to its subject matter and supersedes all prior agreements, whether written or oral, between you and PURE, with respect to those matters. Any user of Services may be subject to additional terms and services that may apply through the use of affiliate services or third-party sites.

Compliance

Through UnitedHealthcare, UMR and HealthSCOPE Benefits creates and publishes the Machine-Readable Files on behalf of Privilege Underwriters, Inc. Access the Machine-Readable Files here.

Additional Assistance

If you do not understand any of the foregoing terms and conditions or if you have any questions or comments, we invite you to visit our Contact Us page for a directory of departments and personnel, or contact our Member Services department at 888.813.7873.
 

Last Modified: April 6, 2026
 

I. Your Privacy

Privilege Underwriters Inc., and its subsidiaries and affiliates, including Privilege Underwriters Reciprocal Exchange and PURE Specialty Exchange (collectively "PURE", “we” or “us”) are committed to protecting your privacy. This Privacy Policy discloses how we collect, protect, use and share information gathered about you (a) on our website, (b) offline or when you contact us via email or through our service and claims centers, (c) from third parties, including publicly-available information, (d) or any related online or offline services we provide. Note that customers of any PURE insurance products or services will receive a Customer Privacy Notice, which will supersede this policy to the extent there is any conflict. This policy also describes your choices about the collection and use of your information.

Please read this Privacy Policy carefully before you use our services. By using the services, you agree to be bound and abide by this Privacy Policy and our posted Legal Notices, as applicable. 

II. Collection, Use, and Sharing of Personal Information

A. Collection of Personal Information

We often collect information that can be used to identify or contact a particular person (we refer to this type of data as "personal information"). The types of personal information we collect and process depends on which of our products or services you may use. In addition to the personal information you provide us, PURE may collect personal information through use of our website or other services, from online sources (e.g., social media platforms), and from various reporting or databases and agencies or bureaus. The personal information we collect about you can include:

• Identifiers: Full name; work or home postal address; work, mobile or home telephone number; work or personal email address; any other personal information you may provide when contacting us or submitting an inquiry, username, Social Security Number, date of birth, and driver’s license number.
• Other Personal Information such as profile preferences, responses to any surveys we send you, communications (such as via email, mail, phone, or other channels).
• Financial Information: Credit card information and credit reporting information such as credit scores.
• Employment Information: Occupation and Employer.
• Commercial Information: Whether your own or rent your residence; information about your property; and products or services purchased, obtained, or considered.
• Internet or other electronic network activity information: Internet Protocol (IP) address, device identifier and cookie data (including third-party cookies and related data).
• Vehicle information: motor vehicle and claims histories, vehicle operator information, mortgages, lien or lease holder information.

We collect your personal information, for example, when you:

• Apply for insurance, file a claim, contact us for information or with questions.
• Send us emails or other correspondence.
• Communicate with us by telephone (please note that we may record or monitor the call).
• Visit or interact with our website and online services (such as our member portal).

If you provide us with information regarding another individual (e.g., a family member), you represent that you have any necessary consent(s) to give us their information for use in accordance with this Policy

B. Use of Personal Information

PURE collects and uses personal information to: underwrite insurance policies; adjust claims; operate the other functions necessary to provide you with the products and services we offer; monitor and improve our products and services; improve our websites and services; review or enhance our marketing, promotional activities and communications; and comply with and enforce as needed legal requirements, industry standards, our policies, and our contractual rights.

Most importantly, we use your personal information for the following purposes:

• If you apply for insurance or file a claim with us: we use your personal information to determine coverage, issue and administer your policy, process payment, adjudicate claims, and contact you regarding your policy and claims. In these situations, we may need to process your personal information to comply with relevant laws or fulfill our obligations under an insurance contract to which you are subject.
• If you use our member portal or are a broker logging on to PURE Online: we use your personal information (including username and password) as necessary to register, maintain and secure your account (e.g., to identify you at sign-in and prohibit others from accessing your account) and communicate with you. These processing activities are based on your consent or our legitimate interest in securing our services and improving your experience while using our website.
• If you email us or otherwise submit an inquiry or request: we use your personal information as necessary to respond to you and provide you with the information requested. These processing activities are either based on your consent or our legitimate interest in communicating with you about our products and services, or are necessary to provide you with the products or services requested.
• A credit report or other consumer report about you may be used to develop an insurance score. Your insurance score may be used to review your application for insurance and subsequent amendments and renewals. An insurance score uses information from your credit and/or consumer report to help predict how often you are likely to file claims and how expensive those claims will be. Insurance score information may then be used to determine how much we will charge for insurance. Items from a credit report that could affect an insurance score include payment history, number of revolving accounts, number of new accounts, and the presence of collection accounts, bankruptcies and foreclosures. We will use information provided by LexisNexis (formerly ChoicePoint) or an equivalent third-party vendor in connection with the development of your insurance score. We engage in these processing activities based on our legitimate interest in properly assessing insurance eligibility, rates, and coverage.
• For any other purpose for which you provide affirmative consent or specific instructions.

PURE or PURE’s authorized service providers may use artificial intelligence (AI) to provide products or services to you, which may involve the use of your Personal Information.  PURE may use AI in connection with PURE’s products or services to aid, assist, and facilitate PURE’s business, including but not limited to underwriting, pricing, claims handling, or other business-related activities, at all times in compliance with applicable laws and regulations.  In addition, PURE may use AI to enhance user experience on PURE’s websites and other applications. The type of AI used may vary based on your engagement with PURE, or vary based on the product or service provided by PURE.

C. Sharing of Personal Information

We disclose the following personal information about consumers for business purposes:

• All Personal Information.  We may share personal information with service providers who need the information to perform a technology, business, or other professional function for us (examples include IT services, hosting our website, payment processors, marketing partners, and other service providers). We only provide such vendors with information so they can perform their required functions on our behalf.
• Internet or other electronic network activity information. We may allow third parties to utilize cookies and similar tools on our websites to receive limited information (e.g., IP address, pageview, etc.) to measure site performance, and for marketing or advertising purposes customized to your apparent interests or needs (more information located in the Cookies section below)

We may also potentially disclose personal information for the following reasons:

• We may disclose personal information (i) if required to do so by law or legal process, (ii) when we believe disclosure is necessary to prevent harm or financial loss, (iii) in connection with an investigation or suspected or actual fraudulent, or illegal activity, or (iv) under exigent circumstances to protect the personal safety of our staff, users, or the public.
• If we reorganize or transfer all or a relevant portion of our business or assets, we may transfer personal information to the reorganized or new business as needed, provided that we will make reasonable efforts to direct the recipient to use personal information in a manner that is consistent with this Policy.
• We also share personal information (such as transactions and experiences with PURE) among our affiliates, including Privilege Underwriters, Inc. (PUI), PURE Insurance Company (PIC), PURE Risk Management, LLC (PRM), PURE Specialty Risk Management (PSRM), PURE Art Services (PAS), and PURE Programs LLC, for our legitimate interest in performing group administrative purposes.

We do not sell personal information for monetary compensation, but as described above, certain limited information may be shared through cookies and other techniques in connection with marketing partners. 

Note that we do not share your text message program enrollment or consent with third parties for their own purposes. Where appropriate, we will limit the sharing of your information in accordance with the choices you have provided to us and consistent with applicable law.

D. Your Privacy Choices

We offer you certain choices about what information we collect from you, how we use and disclose the information, and how we communicate with you.

• Marketing Emails: From time to time, we may contact you via email for the purpose of providing announcements, promotional offers, alerts, confirmations, surveys, and/or other general communications. You may choose not to receive marketing emails from us by clicking on the unsubscribe link in the marketing emails you receive from us. Even if you opt out of receiving such communications, we will continue sending you non-marketing email communications, such as administrative or transaction alerts, or information about changes to our Legal Notices or this Policy, when necessary.
• Text messages: If you affirmatively consent to receive text messages from us and enroll in such a program, you will receive updates via text unless you opt-out of the text message program. These messages may be unencrypted. Message frequency may vary based on the Services. If at any time you would like to stop receiving text message notifications, please text “STOP” in reply to our message, we will send you a reply message to confirm that you have been unsubscribed and you will no longer receive messages from us. If you want to join again, just sign up as you did the first time and we will start sending messages to you again. If at any time you forget what keywords are supported, just text “HELP” back to us and we will respond with instructions on how to use our service as well as how to unsubscribe.
• Cookies: Web browsers may offer users the ability to disable certain types of cookies; however, if cookies are disabled, some features or functionality of our Services may not function correctly. We may also implement a cookie banner or similar opt-out tool on our website through which you can disable third party performance and targeting cookies. Cookies are addressed in greater detail below.
• Jurisdiction-specific rights: See the relevant sections below for certain privacy rights that you may be able to exercise based on the jurisdiction where you reside.

III. Cookies

Cookies are a commonly-used web technology that allow websites to store and retrieve certain information on a user’s system, and track users’ online activities. We, together with vendors we use, may collect information about your use of our services by such automated means, including but not limited to cookies, pixels and other similar technologies. 

Cookies and similar technologies can help us automatically identify you when you return to our services. Cookies help us review website traffic patterns, improve the services, and determine which services are popular. We can also use such information to deliver customized content and advertising to users of the services whose behavior indicates that they are interested in a particular subject area. We may also share with or allow third parties to utilize cookies for marketing or advertising customized to your apparent interests or needs. 

You have the ability to accept or decline cookies using your web browser settings. If you choose to not accept cookies from our website, you may not be able to take full advantage of its features or to receive some of the services that it provides. To learn more about cookies and your ability to opt-out of certain advertising cookies, please visit the following websites: http://www.aboutads.info/choices or http://www.networkadvertising.org/choices.

For example, the website uses Google Analytics, a web analytics service provided by Google, Inc. (“Google”). Google Analytics may set cookies on your browser or mobile device or read cookies that are already there to collect information. Google Analytics may also receive information about you from apps you have downloaded that partner with Google. Google Analytics collects information such as how often you use the website and how you use the website. We use the information provided by Google Analytics to improve the website and our services. For more information regarding how Google collects, uses and shares your information and how to opt out of certain uses please visit http://www.google.com/policies.

IV. Non-Personal and Aggregated Information

We may use or share information in an anonymized or aggregate manner for many purposes such as research, analysis, modeling, marketing, and improvement of our services. Once de-identified, such information is not subject to this Policy.

V. International Transfers of Information

 Our services are primarily intended for use in the United States, although our affiliates may operate similar services in other jurisdictions around the world and they may support these services from such jurisdictions. If you use our services from outside the United States, you acknowledge and agree that we may transfer your information to and from the United States, including countries which may not guarantee the same level of protection of personal information as the one in which you reside. However, we will handle your personal information in accordance with this policy regardless of where your personal information is stored or accessed. Notwithstanding the foregoing, we will endeavor to accommodate requests with respect to your information to the extent required by law and otherwise in our reasonable discretion.

VI. Security 

We endeavor to maintain reasonable administrative, technical and physical safeguards (encryption, passwords, physical security, etc.) designed to protect your personal information against unauthorized access and disclosure. However, we cannot ensure the security of any information you transmit to us, or guarantee that this information will not be accessed, disclosed, altered, or destroyed. Therefore, we do not promise, and you should not expect, that your personal information provided through our website will always remain private. We will make any legally required disclosures in the event of any compromise of personal information. To the extent the law allows us to provide such notification via e-mail or conspicuous posting on the Services, you agree to accept notice in that form. 

VII. Links to Other Websites and Third Party Content

Our services may contain links to other websites or online services, including social media. Please be aware that we are not responsible for the content or privacy practices of such other websites or online services, and we encourage you to be aware when you leave our services and to read the privacy statements of any other website or online service that collects personal information.

You may see us promoted by other businesses on various websites, web pages, social media or other platforms. Please note that we do not always have complete information about where our brand may be displayed or promoted, and if you believe that we are featured in venues that are inappropriate or offensive, please contact us.

VIII. State-Specific Notices

Note: A number of state privacy laws grant individuals a right to access, correct or delete personal information maintained about them by a business, as well as the ability to opt-out of certain data activities. However, PURE is an insurance business primarily subject to federal privacy laws including the Gramm-Leach-Bliley Act (GLBA) and Fair Credit Reporting Act (FCRA) and is therefore subject to exceptions provided by such state laws. Likewise, the specific insurance-related information we maintain about customers is subject to such exceptions. 

This Section is provided specifically for residents of California, Oregon and Minnesota. In addition to the disclosures and rights provided above in this policy, you may have certain rights with respect to the collection, use, transfer and processing of your personal information, as described below, subject to the exceptions that apply to us or your data as described above. To exercise any of the rights below, please contact us using the applicable contact information below. Only you, or a person duly authorized to serve as your agent, may make a request related to your personal information.

A. Collection and Use of Personal Information

This Section elaborates on the disclosures at the top of this policy in regard to the categories of personal information we may about you: 

• Internet or other electronic network activity information: Browsing history; Search history; Information regarding a consumer’s interaction with an Internet Web site, application, or advertisement; Internet Protocol address; Device ID; Cookies; Beacons; Pixel Tags; Mobile Ad Identifiers
• Identifiers: Personal Identifiers; Name; Address; Email address; Telephone number; Date of Birth; Social Security number; Signature

The foregoing types of personal information have been collected about consumers in the past 12 months. All other personal information collected about consumers is in connection with the furnishing of insurance or in response to a request for insurance. Such personal information is collected and handled pursuant to applicable federal and/or state insurance laws and therefore exempt from general state privacy laws.

• We collect identifiers, through third-party lead generators and credit services.
• We collect internet or other electronic network activity information from interactions with our website.

Such personal information is used for the following purposes: (i) Authenticate identity; (ii) marketing purposes; (iii) Respond to court orders and legal investigations; (iv) Provide customer service and support; (v) Safeguard against potential fraud; (vi) Protect data from unauthorized parties and comply with legal requirements; (vii) Enforce this Policy, our Legal Notice, and any other agreements entered into with us; (viii) Send offers and promotions for our products and services; (ix) Operate, understand, optimize, develop, or improve our sites, applications, products, services and operations; (x) Detecting security incidents, protecting against malicious, deceptive, fraudulent, or illegal activity, and prosecuting those responsible for that activity; (xi) Debugging to identify and repair errors that impair existing intended functionality; and (xii) Investigate and prevent activities that may violate our policies.

PURE shares such information with affiliates, analytics providers, service providers, IT vendors, and law enforcement (if necessary), as further described above.

In the preceding 12 months, we have disclosed personal information to third parties for business or commercial purposes as described below:

1. Auditing related to a current interaction with the consumer and concurrent transactions, including, but not limited to, counting ad impressions to unique visitors, verifying positioning and quality of ad impressions, and auditing compliance with this specification and other standards.

• Internet or other electronic network activity information

2. Detecting security incidents, protecting against malicious, deceptive, fraudulent, or illegal activity, and prosecuting those responsible for that activity.

• Identifiers

3. Debugging to identify and repair errors that impair existing intended functionality.

• Identifiers
• Internet or other electronic network activity information

4. Performing services on behalf of the business including maintaining or servicing accounts, providing customer service, processing or fulfilling orders and transactions, verifying customer information, processing payments, providing financing, providing advertising or marketing services, providing analytic services, or providing similar services on behalf of the business or service provider.

• Identifiers
• Internet or other electronic network activity information

5. Undertaking internal research for technological development and demonstration.

• Internet or other electronic network activity information

B. Individual Rights

If you reside in one of the states specifically referenced above, you may request:

• To know if we have their information, or alternatively, a copy of the following: (1) the categories of personal information we collected about you; (2) the categories of sources from which the personal information is collected; (3) the business or commercial purpose for collecting or selling (if applicable) the personal information; (4) the categories (or in some states, the identity) of third-parties with whom we shared personal information, and the categories of personal information shared; and (5) the specific pieces of your personal information that we have collected, used, disclosed, or sold.
• That we (and our service providers) correct your personal information if it is inaccurate or delete your personal information. Note that deletion requests are subject to certain limitations, for example, we may retain personal information as permitted by law, such as insurance-related information as explained above, and for tax or other record keeping purposes, to maintain an active account, to process transactions and facilitate customer requests, and for certain other internal business purposes described in this Policy.
• To opt out of (i) any selling or sharing of your personal information to a third-party (excluding service providers or other exceptions permitted by law); (ii) any third-party targeted advertising (i.e., cross-context behavioral advertising); (iii) any use of sensitive personal information (such as precise geo-location or financial information) except for the purposes it was collected and as otherwise permitted by law; (iv) impactful profiling activities or automated decision making activities with respect to your personal information. As described above, certain identifying information with cookies may be shared with brands/services we partner with, advertising businesses and other third-parties through, and anyone can opt-out of such cookies through our website cookie banner or other opt-out mechanism.

You can submit your request by calling us at 914.992.0012. You may also submit a request via email at [email protected]. We will process your request in a manner and timeframe proscribed by any applicable privacy law, subject to the applicable exceptions including in our capacity as an insurance business.

Note that before completing any privacy request, we will take steps to verify you as the person (or authorized agent) to whom the information relates, and you may be required to promptly respond as necessary to any verification requests we communicate to you. 

If we deny a privacy request, you may appeal the decision to us at the contact information provided below or in our denial notice. To the extent possible, please describe the basis for your appeal and if there is any specific personal information that concerns you. We will endeavor to provide a prompt response and within the timeframe provided by any applicable law.

If you are unsatisfied with our response to an appeal, you can raise your concerns with your state’s Office of the Attorney General.

C. No Discrimination

We may not, and will not, discriminate against any customer for exercising their privacy rights, including those provided by the applicable privacy laws. Please note that we may otherwise continue to share your personal information with our affiliates and service providers, and as otherwise directed by you, for the purposes described in our Policy.

D. Additional Disclosures for California Residents

PURE does not generally assign monetary value to consumers’ personal information or offer financial incentives in return for personal information. 

Privacy rights in California apply to all individuals (not just retail customers), including job applicants, current and former employees, contractors and business partners. Due to the nature of these relationships, the collection and use of personal information can vary, but all such individuals can request additional information about our privacy practices with respect to their information, as well as make the access, deletion, correction and opt-out requests, by contacting us as described above.

Please note that we currently do not have technology that would respond to web browser “Do Not Track” signals and handle all information subject to this policy and our cookie opt-out tool. We do endeavor to respond to Global Privacy Control (GPC) signals.

X. Retention and Deletion of Personal Data

PURE implements and maintains reasonable restrictions on the retention of personal information and generally endeavors to dispose of such personal information once it is no longer necessary for the purposes for which it was collected or further processed, including for any business, legal, accounting or reporting requirements. To determine the appropriate retention period for such personal information, we consider the amount, nature, and sensitivity of the information, the potential risk of harm from unauthorized use or disclosure of the information, the purposes for which we process the information and whether we can achieve those purposes through other means, as well as all applicable legal requirements. We may continue to store archived copies of your personal information for legitimate business purposes and as necessary to comply with applicable law. In addition, we may continue to store anonymous, aggregated or anonymized information for any legitimate business use described in this policy.

XI. Children’s Information

Our services are not intended for use by children. We do not knowingly collect personal information from children under legal age. Please contact us if you believe we may have unknowingly collected information about a child under legal age, and we will take immediate steps to delete any such personal information.

XII. Updates to this Policy

The effective date of our most recent privacy policy is indicated at the top of this page. We may change this privacy policy from time to time by updating this page. By using our website or sending us any personal information after the indicated effective date, you signify your agreement with this policy and you will be deemed to be bound to the policy in effect as of the date of such use.

XIII. Contact Us

If you would like to review or ask us to correct information you have submitted to us through our website, you may do so by contacting us as follows:

Kirk Raslowsky, General Counsel
1 North Lexington Avenue, Suite 1900, White Plains, NY 10601
t: 914.992.0012 | e: [email protected]

Effective Date: September 23, 2025

NY State Insurance Law §2612, Confidentiality Notice
Click here to access a printable version of the NY State Insurance Law §2612, Confidentiality Notice.

As a California resident, you have the right to tell us not to 'sell' or 'share' your personal information under California Consumer Privacy Act ("CCPA"), as modified by the California Privacy Rights Act ("CPRA"). We do not sell your Personal Information to third parties for money. However, we use certain third party analytical cookies or other technologies that may be considered 'sales' or 'sharing' under the CCPA.

We are in the process of implementing a third-party tool that will allow you to opt-out of our use of cookies directly through this page. At this time, you may exercise your right to opt-out of our use of cookies and tracking technologies through the controls available to you in your browser (described below). Additionally, you can opt-out of tracking by Google Analytics by clicking this link and learn more about how to manage your cookies by visiting www.aboutcookies.org.

To access your browser controls, enter the settings section of your browser. From the settings section, search the privacy settings for controls regarding cookies, site data, and site permissions. In these settings, you may control what cookies you permit to be placed on your device, including by prohibiting the placement of any cookies and deleting existing cookies.

Please note that some portions of our Site may not run properly if cookies are disabled.

More Information

Please review our Privacy Policy for a complete description of our data management practices and your rights under California law.

Accessibility Assistance.

If you have difficulty using or accessing any element of this website, the Member Portal, or on any PURE Insurance mobile app or tool, please feel free to call us at 888.813.7873 or email us at [email protected] and we will work with you to provide the information, item, or transaction you seek through a communication method that is accessible for you consistent with applicable law (for example, through telephone support).

Goal of being better for All.

PURE Insurance desires to provide a positive customer experience to all our customers, and we aim to promote accessibility and inclusion. Our goal is to permit our customers to successfully gather information and transact business through our websites.

Whether you are using assistive technologies like a screen reader, a magnifier, voice recognition software, or captions for videos, our goal is to make your use of PURE Insurance’s websites a successful and enjoyable experience.

Actions.

We are taking a variety of steps and devoting resources to further enhance the accessibility of our websites.

Ongoing Effort.

Although we are proud of the efforts that we have completed and that are in-progress, we at PURE Insurance view accessibility as an ongoing effort.

Feedback.

Please contact us if you have any feedback or suggestions as to how we could improve the accessibility of our websites.