Personal Excess Liability Calculator
With so much at stake, it's important to maintain adequate limits of Personal Excess Liability coverage (also known as Umbrella coverage) to protect your financial future.
1 in 8 people in the U.S. are uninsured or underinsured.1 If you or a family member are seriously injured as a result of someone else's negligence—like a not-at-fault automobile accident or being bitten by a neighbor's dog—you could be left with costly out-of-pocket expenses that could be avoided with additional coverage.
1 Source: Insurance Research Council, Uninsured Motorist, 2021 Edition
While home cooks, nannies, housekeepers, gardeners and other private staff are critical in helping to maintain your home and make life easier, their employment can increase your risk of lawuits and unfair-dismissal allegations.
When it comes to selecting the right amount of coverage, it's about having the peace of mind that the people and items in your life are well protected from negligence, accusations or lawsuits.