If you prefer the city life, comprehensive and customizable coverage for condos and co-ops is also available. It includes many of the benefits found in our High Value Homeowners program with additional, specialized coverages aimed at the unique risks of living in a city home. For example, flexible blanket coverage allows you to combine Additions & Alterations and Contents into one aggregate limit, giving you the flexibility to apply coverage where it's needed most. Plus, with our Good Neighbor Clause, you can avoid tension with your neighbors if a loss originating in your home causes damage to their home—PURE will pay up to $25,000 to repair it.
PURE Home Systems Protection
You rely on complex and expensive systems to power and run your home. These include systems for heating and air conditioning, home security, swimming pools, home theaters, elevators and more. PURE Home Systems Protection is an optional endorsement designed to enhance our High Value Homeowners policy by adding coverage for losses caused by mechanical and electrical system breakdowns.
Coverage for High-Risk Homes Provided Through PURE Programs
PURE Programs is an Excess & Surplus (E&S) lines solution designed for high net worth individuals and families with higher-risk homes that are not accepted by the admitted insurance market. It offers an unmatched insurance experience for policyholders, with broader coverage than is typically found in the high net worth E&S market, along with many of the same service benefits afforded to PURE members.